Jackson Appraisal Services, LLC's appraisal checklist

	Legally, an appraiser must be licensed by the state to perform appraisals prepared for federally related transactions - i.e. transactions related to OTS, FDIC, etc.... Just give us a call at 417-334-5607 if you have any questions about the appraisal process.

To make your appraisal process go as smoothly as possible we generally recommend to have these documents, if available, ready for the appraiser:

• A plot plan or survey of the house and land (if available).

• Any information on the purchase of the property for the last three years.

• Information on any written private easements, such as a shared driveway with a neighbor.

• List of personal property to be sold with the building.

• Title policy that lists encroachments or easements.

• A bill for your most recent real estate taxes which should also contain a legal description of the property.

• Home inspection reports, or other recent reports for termites, EIFS (synthetic stucco) wall systems, septic systems and your well.

• Brag sheet that lists major home improvements and upgrades, the amount of their purchase and date of their installation (for example, the addition of central air conditioning or roof repairs) and permit confirmation (if available).

• A copy of the current listing agreement with broker's data sheet and purchase agreement if a sale is "pending".

• Information on "Homeowners Associations" or condominium covenants and fees.

• A list of "proposed" improvements when the property is being appraised "as complete".

Once your appraiser arrives, you do not need to escort them along on the entire site inspection, but can be helpful be available to answer inquiries about your property and identify any home improvements.

Here are a few other suggestions:

• Accessibility: Appraisers are very thorough in their inspections. We recommend that all areas of the home are accessible, especially the attic and crawl space.

• Housekeeping: Appraisers see hundreds of homes a year and will look past most clutter, but they're human beings too! A good impact can translate into a better home value.

• Maintenance: We often recommend fixing small things like leaky faucets, missing door handles and trim.

• FHA and VA Inspection Items: In the case of your borrower trying to apply for either an FHA or VA loan, definitely ask your appraiser if there are additional things that should be done before they come. Some items they may recommend might be: having smoke detectors on all levels and especially near bedrooms, where paint is peeling it should be sanded and repainted, repairing any faucets that leak or drip, fixing broken windows or other glass like doors.